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The Palmer Team, REALTORŪ, real estate agents and broker for Christiansburg, Riner and Floyd Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 540-382-1072


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Resources: Christiansburg, Riner and Floyd Virginia home buying, real estate listings, and homes for sale in Montgomery County, VA
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Special Offers: Special offers for Christiansburg, Riner and Floyd homeowners from The Palmer Team, top Realtors
Affiliates: The Palmer Team's real estate web site affiliates
eNewsletter: The Palmer Team's Christiansburg, Riner and Floyd newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Virginia, and United States
Market Conditions Report: Market conditions report for this area, Virginia, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Christiansburg, Riner and Floyd Virginia mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Virginia or buy your own Christiansburg, Riner and Floyd house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Christiansburg, Riner and Floyd mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Virginia real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask The Palmer Team anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: The Palmer Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: The Palmer Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Christiansburg, Riner and Floyd property in Virginia, including legal terms definitions, and more

 

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Real Estate Tips
Remodeling and Renovations >Do Not Over Improve

You have received some extra money! You want to remodel! If you are planning a major renovation, take a few sensible precautions before having plans drawn up and signing on the contractor's dotted line.

Any time you do any significant remodeling, you run the risk of over-improving your home. Please call or send an email if you are interested in a market analysis of what your home is currently worth. We can talk about neighborhood trends and discuss the recent sales of homes in your area.

If your neighborhood is experiencing healthy appreciation, making major changes to your home might make sense. However, if there is not much difference between the prices of remodeled homes and those which have not been renovated, expensive changes may be hard to recover if you sell your home soon. Please call or send an email to get help deciding if remodeling and renovations are in your best interest.

See All Tips In The "Remodeling and Renovations" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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The Palmer Team, REALTORŪ, real estate agents and broker for Christiansburg, Riner and Floyd Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Palmer Team
Long & Foster Realtors

400 Roanoke Street
Christiansburg, VA, 24073
OFFICE: 540-382-1072
Joanne Palmer: 540-605-1072
Ricky Palmer: 540-605-1070
Darin Greear: 540-320-5859
Joanne Palmer: joanne@rinerva.com
Ricky Palmer: ricky@rinerva.com
Darin Greear: darin@rinerva.com

"We believe that our long-term success stems from building trusting relationships with our clients. Buying or selling property is a major event in most people's lives, both financially and emotionally. We strive to eliminate the stress by handling all of the details in a timely and professional manner, so our clients can relax and enjoy their experience. We want to have clients for life, so we try to exceed their expectations every day."

* The data relating to real estate on this website comes in part from the Broker Reciprocity/IDX (Internet Data Exchange) Program of the New River Valley Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Long & Foster REALTORSR are marked with the Broker Reciprocity logo (IDX) and detailed information about them includes the name of the listing broker.

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